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Welcome to Cosner Realty & Appraisal Services' Website! 

Cosner Realty opened in February, 1988, and has operated from the same location,
6 Courthouse Square, Cleveland, Georgia 
ever since!
We are the oldest continuously operating real estate company in
White County.

We are a full service company and offer a complete slate of real estate services including:

Real Estate Listing and Sales

Property Management

Certified Real Estate Appraisals

Real Estate Counseling


When you call upon

Cosner Realty

& Appraisal Services

you will be speaking to one of two of the most experienced brokers in north Georgia.
We are proud of our history here in White County and always ready to assist our clients and customers in any facet of real property ownership!

Associate broker, Larry Smith, began his career as a developer and pioneer in subdivision design here in White County in 1976. 
He continued to be a professional force, not only assisting in founding the Northeast Georgia Board of Realtors, but also several White County service organizations including the White County Chamber of Commerce.

Larry is now available to help you locate a new home, market your current home, manage your rental property, or help you with all your other real estate needs!


Broker, Joe Cosner, has over 40 years experience in real estate sales!  Joe is a Lifetime Member of the Million Dollar Club.  Joe has been a Georgia Certified General Real Estate Appraiser for more than 24 years!


Secretary, Susan Billings, is an expert in bookkeeping and customer service.

Contact us at COSNER REALTY:

706 865 9766

706 865 7514 Fax

Member Habersham White & Stephens County Board of Realtors